Popular Investor on eToro

Adrián Belák

Your investment guide to a freer life

I have been investing in stocks publicly since 2020. Every trade I make is visible on eToro – and so are my results, which you can compare with, for example, the funds offered by Slovak banks.

21 copiers since 2020 public track record €83,000 assets under management

Over the past 7 years I have learned that what separates a successful investor from a perpetual beginner is the ability to act. Quality information and a proven approach are the keys to long-term returns. Don't wait for the “perfect moment” – it doesn't exist. There is only the right decision, and time working in your favour.

I want to start investing today See my portfolio

Why invest?

Time is money – and in investing, doubly so.

The stock market can grow with or without you – but only one of those scenarios puts the gains in your pocket. Take control of your finances.

Relying on a state pension alone may not be enough in retirement – savings of your own give you more freedom and more security. Financial freedom is not a privilege of the few; often it is simply the result of deciding not to leave your money sitting idle in a current account.

Anyone can build wealth that works for them around the clock. I'll show you how to approach investing with a cool head and without the classic beginner mistakes.

I want to start investing

My portfolio

Results speak louder than words.

My eToro portfolio – transparent results since 2020.

Annual performance – eToro portfolio

Positive year Negative year Year to date 2020 from November

Performance by year

2020 from Nov+2.98%
2021+22.94%
2022−12.46%
2023+16.96%
2024+13.98%
2025+24.72%
2026 YTD+9.46%

Average annual return

12.2%

CAGR 2021–2026

Profitable weeks (YTD) 52.27%

Risk score 3 / 10

Copiers 21

Assets under copy $93.2K

View on eToro →

eToro data as of 31 Oct 2026. Past performance is not an indication of future results.

Compared with the market and funds

My portfolio vs. the S&P 500 and Slovak funds

In EUR, net of fund fees · as of

Click to show or hide a fund in both the chart and the table:

Fund	2021	2022	2023	2024	2025	2026*	Total	p.a.
My portfolio	+33.20%	−7.04%	+12.90%	+21.23%	+10.27%	+14.87%	+114.67%	14.22%
S&P 500	+39.07%	−13.30%	+21.54%	+32.62%	+3.96%	+16.47%	+135.32%	16.06%
Akciové portfólio – VÚB	+30.64%	−11.85%	+17.87%	+23.36%	+5.02%	+12.44%	+97.73%	12.60%
Fond max. výnosov – SLSP	+23.74%	−25.57%	+24.57%	+12.70%	−0.19%	+12.27%	+44.89%	6.67%
Fond budúcnosti – SLSP	+17.96%	−17.31%	+10.05%	+15.58%	+5.80%	+15.07%	+51.05%	7.44%
Globálny akciový – Tatra banka	+24.26%	−13.99%	+16.26%	+22.33%	+8.57%	+16.12%	+91.63%	11.99%
Americký akciový – Tatra banka	+34.68%	−8.97%	+12.64%	+25.66%	+1.27%	+15.68%	+103.29%	13.14%

Fund performance is net of management fees and excludes entry fees and taxes, based on data from the fund managers (erste-am.sk, eurizonslovakia.com, tatrabanka.sk) and SASS. Fund names are the official Slovak product names. Managers: Akciové portfólio (Equity Portfolio) – Eurizon Asset Management Slovakia (VÚB banka); Fond maximalizovaných výnosov (Maximised Returns Fund) and Fond budúcnosti (Future Fund) – Erste Asset Management (Slovenská sporiteľňa); Globálny akciový fond (Global Equity Fund) and Americký akciový fond (US Equity Fund) – Tatra Asset Management (Tatra banka). My portfolio: official annual eToro returns in USD converted to EUR at ECB reference rates at each year end (31 Dec 2020: 1.2271; : ). S&P 500 = iShares Core S&P 500 UCITS ETF (CSPX, accumulating) in EUR, according to justETF. * = from 1 January to . 2020 is not included because my portfolio was started in November 2020. Data are updated monthly. This is not a recommendation of any particular product. Past performance is not an indication of future results.

How I invest

Simple rules I have followed from day one.

When you copy me, your money is invested according to exactly these rules – in the same companies, in the same proportions as mine.

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No leverage

I buy only real shares – no leverage and no leveraged CFDs. You can never lose more than you put in.

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Buy and hold

I buy shares and hold them. I sell only when rebalancing – when a position grows beyond its planned weight, or when the reason I hold it no longer applies.

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Long-term horizon

My goal is a portfolio worth USD 1 million, with a horizon of roughly 20 years. Short-term market swings don't knock me off course.

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Broad diversification

The portfolio holds more than 100 companies. The 10 largest positions together make up about 34%, and no single company exceeds about 5%.

Top 10 holdings

Share of portfolio value · as of 1 Nov 2026

1MicrosoftMSFT5.05%
2Meta PlatformsMETA4.94%
3NVIDIANVDA4.89%
4AmazonAMZN4.35%
5Alphabet (Google)GOOG3.85%
6AppleAAPL2.54%
7Berkshire HathawayBRK.B2.47%
8VisaV2.40%
9MastercardMA1.74%
10OracleORCL1.60%

The rest of the portfolio (~66%) consists of other companies across technology, healthcare, financials, energy and consumer goods. You can see the full portfolio on my eToro profile. This is not a recommendation to buy any particular stock.

What to be prepared for

−20.77%

largest peak-to-trough decline of the portfolio (December 2021 → September 2022; based on monthly eToro data in USD)

Stocks go up and down. Even with long-term growth, there will be periods when the portfolio falls by 10–20% or more and stays down for months. If you copy me, you will go through these declines just as I do.

Who this is not for

you will need the money within the next 3–5 years,
you would want to sell everything after a 20% drop,
you are looking for a certain or guaranteed return,
you expect to get rich quickly.

How can I help you?

My strategy, your money, your control.

“Invest alongside me. No hidden fees, no pointless products.”

Unlike financial intermediaries, I don't offer you anything I wouldn't put my own money into. As a Popular Investor on eToro, I give you access to my entire portfolio. Join my copiers and get access to a strategy I have been building for more than 7 years. You stay in control throughout, everything is transparent, and thanks to the way eToro works, my interests are fully aligned with yours.

Full disclosure on how I am paid: As a Popular Investor, I may receive payments from eToro that depend on the amount of money copying me. I may also earn a commission when you sign up through my link. None of this costs you anything extra. Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk. Past performance is not an indication of future results. That is exactly why I care about your portfolio growing over the long term – when you do well, so do I.

I want to start investing with you

What few people will tell you

Slovakia has an investing advantage that few people talk about.

“Did you know that in Slovakia, gains on shares held for more than a year are exempt from income tax?*”

Investing is still something people in Slovakia rarely talk about openly – yet Slovak residents hold a strong card. Compared with many European countries, it is a significant advantage.

Investing is really just deferred spending – instead of buying something that loses value today, you give your money the chance to grow. Every day you wait is a missed opportunity for a freer life.

Start building generational wealth where the conditions for it are very good – right here, right now.

0% tax on share gains after 1 year*

For Slovak tax residents, gains from selling shares held for more than one year are exempt from income tax, provided the statutory conditions are met (e.g. the shares are traded on a regulated market and are not held as business assets). This applies only to capital gains on shares – not to dividends or CFDs.

Dividends from US stocks are subject to US withholding tax. With a completed W-8BEN form the rate is usually 15% instead of 30%, so I recommend filling it in – on eToro you can do so directly in the app.

* This is not tax advice. For your specific situation, please consult a tax adviser.

Compound interest

Time is your most powerful tool. Every year you wait can cost you tens of thousands of euros.

Transparency on eToro

You see every move I make in real time. No secrets – just an open portfolio.

How does it work?

5 steps to your financial freedom.

A simple process that takes you from the basics of investing to your first steps on eToro.

No-obligation chat

We get in touch by email or phone. This first conversation is completely free – it's a chance to talk about what interests you in investing and to see whether we're on the same wavelength.

Education and market insight

I explain how the world of investing and the eToro platform work. No complicated theory – just real, practical experience gained over 7 years.

My approach in practice

I show you my strategy – how I choose companies, how I manage risk and why I stick to a long-term approach. Whether and how to invest is always your decision.

Fees and taxes in practice

I explain which fees apply on eToro, how the one-year tax exemption works in Slovakia and why it pays to fill in the W-8BEN form. Every fee you save is pure profit.

First steps on eToro

I show you how to open an account, how CopyTrader works and how to set up regular investing. Whether you copy my portfolio or go your own way is entirely up to you.

I do not provide personalised investment advice or recommend specific investments. I share my own experience and educate – decisions about your money are always yours.

Questions about investing or eToro? The first call is on me – free and with no obligation.

Let's talk

Investment calculator

How much could you have in 10 years?

Compare the outcome at an average market return with my portfolio's historical return.

Initial investment (€)

Monthly contribution (€)

Investment period (years)

Your expected annual return (%)

At your expected return

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total value

At my historical return 12.2%

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total value

* The calculator is for illustration only. Past performance is not an indication of future results. Investing involves the risk of loss.

About me

Who am I, and why am I telling you this?

years of investing experience

~12%

average annual return

copiers

52%

profitable weeks

My journey

Ever since I became an adult, I have been looking for meaningful ways to grow my money. I tried almost everything out there – and more than once I lost it all. Those experiences hurt, but they taught me more than any book.

When I started working and earning my own money, my view of it changed. I began to value it, and I knew I couldn't afford to waste a single euro. So I started studying seriously – markets, strategies, risks. Of all the options, shares in real companies made the most sense to me. Not speculation, not get-rich-quick schemes – but long-term ownership of businesses that create real value.

Today I have more than 7 years in the markets behind me and a portfolio I am proud of – one that is fully transparent on eToro.

Why do I do all this?

I do it for people who don't want to wait for retirement and hope the state will pay them something. For those who want to live freely – not decades from now, but as soon as possible.

I do it for the next generation, who deserve to know that investing is neither a privilege of the rich nor some kind of pyramid scheme. It is a tool everyone has the right to use – and I want to show that it really works.

If my portfolio and experience help you take the first step, it has all been worth it.

In short – why me?

Popular Investor on eToro
A transparent portfolio you can follow in real time
No hidden fees – I openly disclose how eToro pays me
A proven strategy built over 7+ years
I invest my own money in what I believe in

What copiers say

In the words of people who copy me.

“I was sceptical at first – a new environment, new investment options – but I have been copying Adrián for over 3 years now, and the results simply don't compare with what my money was earning at the bank. My only regret is not starting with a larger amount.”

👩Ľubica M.

“For years I invested only through my bank and looked only at the total balance – which did grow, but mostly because of my own deposits. It was Adrián who showed me that the returns weren't even keeping up with inflation. That's when I realised I had to start investing differently.”

👩Dana B.

“A simple way of investing that works – just a few clicks, it's all free and I don't have to worry about a thing. I'm gradually moving more and more money from my other investments to eToro, and Adrián is the only one I copy.”

👨Damián B.

These are personal experiences of individual investors, published with their consent and translated from Slovak. Each copier's results depend on when they started and how much they invested. Past performance is not an indication of future results. eToro charges no fee for copying itself; other platform fees are listed in eToro's fee schedule.

Updates

The latest updates from my portfolio.

This is where I regularly share what is happening in my portfolio, the decisions I make and why.

October 2026 Quarterly update

First three quarters: +11.00% – where do we stand?

A difficult March (−5.75%) was followed by a strong April (+9.30%) and May (+5.09%). The summer and September were calm, with moves within ±1%. At the end of September, 20 investors were copying the portfolio. I am sticking to my long-term strategy and not reacting to short-term swings.

+11.00% Jan–Sep

January 2026 2025

2025 closed at +24.72% – the best year in the portfolio's history.

2025 was an exceptional year. The portfolio returned +24.72%, its best annual result so far. The key was staying invested through the summer rally and a disciplined approach in November and December.

+24.72%

January 2025 2024

2024: +13.98% despite volatility in April and December.

2024 was full of challenges – April (−4.13%) and December (−4.01%) tested everyone's patience. Even so, the portfolio ended the year up +13.98%. Proof that a long-term approach works.

+13.98%

Platform

What is eToro?

eToro is a global investment platform with more than 35 million users worldwide. It lets you invest in stocks, ETFs and crypto assets – simply, transparently and without hidden fees.

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Copying with no fees

Copying through CopyTrader is free – you pay no fee for copying or for opening positions in the copied portfolio. Other platform fees (e.g. currency conversion or withdrawals) are listed in eToro's current fee schedule.

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CopyTrader – copy successful investors

eToro's CopyTrader feature lets you automatically copy the portfolios of experienced investors. Every purchase they make is mirrored proportionally in your portfolio – without you having to watch the markets.

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A regulated platform

eToro is regulated by European financial authorities (in the EU by the Cyprus Securities and Exchange Commission, CySEC). Client funds are held separately from the company's own funds and are covered by an investor compensation fund. Investing, however, always carries a risk of loss.

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Start from just €50

On eToro you can start investing with as little as €50. The platform is available in many languages, including English and Czech, and has an intuitive mobile app – ideal for beginners and experienced investors alike.

Don't have an eToro account yet? Sign up through my link and start investing today.

📈 Open a free eToro account →

Risk warning: Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk. Past performance is not an indication of future results. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 51% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

This is an affiliate link – I may receive a payment from eToro if you sign up through it. It costs you nothing extra.

How does copying on eToro work?

I'm happy to walk you through everything – but if you're ready to go, it takes just 3 steps:

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Sign up

Create a free eToro account. It takes less than 5 minutes.

Open an account →

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Find me on eToro

Search the app for my name Adrián Belák – or go straight to my profile.

My eToro profile →

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Copy with one click

Tap the “Copy” button, set the amount and you're done. Every trade I make is automatically mirrored in your portfolio.

Any questions? Get in touch – I'm happy to explain.

Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk. Past performance is not an indication of future results.